Portfolio & Strategy FAQs

A: No. StockPilot is not a broker-dealer or investment adviser.

A: StockPilot manages a fixed 19-position portfolio: 52% growth holdings and 48% income holdings. AI selects individual stocks with strong near-term potential, while dividend-focused ETFs provide a steady yield. As opportunities change, the system replaces positions with stronger candidates, triggering a buy/sell alert (usually 1–2 per week).

A: The system runs a full analysis every day after market close. Most days there are no changes. On days with updates, you'll receive an alert at 7 PM ET with clear instructions for performing the replacement trades (to Sell a current position and to Buy the new position) at the next market day's open (or enter the trade details into your brokerage account anytime before then to be executed at the next market open). On average, expect one or two alerts a week — simple and low-maintenance.

A: While no system can promise future results, StockPilot is designed to outperform the S&P 500 on price gains while also generating higher yields than most bond funds. The goal: deliver both capital growth and consistent income for balanced, long-term returns.

A: When markets weaken, growth positions automatically rotate into Treasury ETFs. If all 13 growth slots are replaced (52%), the portfolio shifts to just 48% market exposure, anchored by its 6 high-yield income positions. This defensive stance reduces downside risk while enhancing yield. As conditions improve, the system gradually reintroduces growth holdings, restoring the portfolio to full strength.