StockPilot — Risk Disclosure
Last Updated: October 2025
It is important that you read and fully understand the following risks of investing in securities, including stocks and exchange-traded funds (ETFs). By using StockPilot Co.'s services ("StockPilot," "we," "our," or "us"), you acknowledge and accept these risks.
✅Important Notice: This risk disclosure is designed to help you understand the potential risks associated with investing. Please read it carefully and make sure you understand all the risks before using StockPilot's services.
1. Use of StockPilot
- StockPilot provides a model stock portfolio and alerts for informational and educational purposes only.
- StockPilot does not execute trades, act as a broker-dealer, provide investment advice, or make individualized recommendations.
- You are solely responsible for making all investment decisions in your own brokerage account.
2. General Risks of Investing
- All investing in securities involves risk of loss, including the potential loss of your entire investment.
- Past performance is not a guarantee of future results.
- Market conditions may cause values of securities to fluctuate significantly.
- You should only invest money that you can afford to lose.
3. Risks of Investing in Stocks
- Volatility: Stock prices can rise or fall quickly based on company performance, market trends, or global events.
- Liquidity: Some stocks may be difficult to sell quickly without affecting their price.
- Corporate Actions: Mergers, reorganizations, or tender offers can affect the value of your investments.
- Zero Value Risk: In extreme cases, a company's stock can decline to zero.
4. Risks of Investing in ETFs
- Market Risk: ETFs are subject to the same market risks as the securities they hold.
- Tracking Error: ETFs may not perfectly mirror the performance of their underlying index due to fees and expenses.
- Leveraged and Inverse ETFs: These involve additional complexity and may not be suitable for all investors. They can increase exposure to volatility.
- Tax Consequences: ETF trading and distributions can create taxable events.
5. No Guarantees
- StockPilot does not guarantee that the model portfolio will outperform the market, the S&P 500, bond funds, or any other benchmark.
- Signals, alerts, or recommendations may not result in profits and could result in losses.
6. Your Responsibility
- All trading and investing decisions are your responsibility.
- You should carefully consider your investment objectives, financial situation, risk tolerance, and consult independent financial, tax, or legal advisors before acting on any StockPilot information.
- By using StockPilot, you agree that StockPilot Co. shall not be liable for any investment losses or damages arising from your use of the Services.
7. Regulatory Information
StockPilot is not registered as a broker-dealer or investment adviser with the U.S. Securities and Exchange Commission (SEC) or the Financial Industry Regulatory Authority (FINRA).
Additional investor resources are available at:
- SEC: www.sec.gov
- FINRA: www.finra.org
8. Acknowledgement
By subscribing to or using StockPilot's Services, you acknowledge that:
- You understand the risks of investing in stocks and ETFs.
- You are solely responsible for all investment decisions and outcomes.
- You will not hold StockPilot Co. responsible for investment losses.